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Privacy Policy
This privacy policy applies to USNet Financial only. We at USNet Financial are a company
built on integrity and take great pride in the level of security applied to any information
collected on our site. Maintaining your privacy and safeguarding your confidentiality is of
the utmost importance to us. Rest assured your privacy is protected. As you browse
through our site information is collected about you and your visit to our site. What this
information is used for, how it is used and the security we apply to these forms the Scope
of our Privacy Policy. USNet Financial encourages you to also review the privacy
statements of websites you choose to link from this site so you can understand how these
websites collect, use and store your info USNet Financial is not responsible for the privacy
statements of websites outside of USNet Financial. USNet Financial maintains physical,
electronic and procedural safeguards that comply with federal regulations to guard your
non-public personal info.

The Privacy Policy below describes the standards we adhere to in handling information
about you and your loan request. This policy complies with applicable federal privacy
regulations.

General Information Collection and use
As you browse through our website limited info is captured about your visits. The
information collected is anonymous demographic information not specific to you e.g. IP
address, browser name, zip code, access time and favorites. This information is used by
USNet Financial for operations of service, to maintain quality and to provide general
statistics regarding the use of USNet Financial. This information may also be used to
provide aggregate information to our advertisers such as how may people saw your
advertisement today and how many clicked on it.

Personal Information Collection and use
USNet Financial does not sell, rent, exchange or otherwise disclose personal information
collected on this site except as described in the next paragraph. Personal information is
collected only with your permission.
Personal information collected by USNet Financial is used to service your account and
process your requests effectively. In order to service your requests, we supply your
information to participating third party mortgage lenders from whom we receive a nominal
fee.

How is your information used?
We use the information you provide on your loan or realty request to match you with a
Mortgage lender. We may also send your information to other third parties relevant to your
transaction. Mortgage lenders may also receive your credit history when they review your
request. USNet Financial may also share certain aggregated data with our Mortgage
lenders and other third parties for general marketing and demographic purposes;
however, this data DOES NOT include any of your personal identifying information.

Sharing information with third parties.
We may also act as an agent for our participating Mortgage lenders, sharing information
on their behalf and pursuant to their instructions with providers of services related to your
transaction. In addition, National Mortgage may notify you about a special offer from one of
our promotional partners. We do not reveal your name, address or any other identifying
information to that promotional partner unless you request us to do so.

Sharing information with authorized agents.
At your direction, when you click on the "Submit" button, the information you provide to us
on the loan request form will be sent and presented to our authorized agents. Our
authorized agents do not sell or share your personal information with any person or
organization. These parties are legally bound to comply with this requirement.

Changing your information.
You may be able to review and change personal information in an active loan request form
that you completed through USNet Financial. If you are unable to complete this online, you
may contact our Customer Service Department for assistance. See "Contact us" below.

Deleting your information.
Federal and state regulations require that we store completed loan and real estate
requests for various periods of time. In order to comply with these regulations, we cannot
delete information from our databases.

USNet Financial has no control over how information submitted by you to third party sites
is collected and disseminated.

USNet Financial uses the services of other companies to perform various functions e.g.
statistical analysis, host web server, marketing etc. Only information that is required to
perform their specific function is provided and this remains the property of USNet Financial.

Should USNet Financial be acquired it is assumed that any or all collected information will
form part of the transaction.

Cookies
A cookie is a small amount of data, which often includes an anonymous unique identifier
that is sent to your browser from a web site's computer and stored on your computer's
hard drive. Each time you make a request on our site the cookie is sent back to our
website from your computer. The cookie helps us identify you and may also help us to
personalize your experience on our site. Your browser is generally set to accept cookies
however you may set it up so it will not. This action may affect your experience on our site
as you may not be able access some areas of USNet Financial or use some of the
features on our site. Each web site can send its own cookie to your browser if your
browser's preferences allow it, but (to protect your privacy) your browser only permits a
web site to access the cookies it has already sent to you, not the cookies sent to you by
other sites.

Policy Changes
USNet Financial reserves the right to amend this privacy policy. USNet Financial will post a
notification of Policy change on our website if there are any changes to this privacy policy.

Contact Us
If you have any question and/or concerns regarding this policy contact our Customer
Service Department at info@usnetfinancial.com. We will attempt to respond within 1
business week.